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¹ The Annual Percentage Yield ("APY") is accurate as of January 28th, 2025. The interest rate and corresponding APY for savings and Fruitful Cash is variable and set at our discretion. Must have $0.01 in the Fruitful Cash Account to earn interest. Fees may reduce earnings.
²To be eligible for 2.00% cash back, Members must receive qualifying direct deposit to your Fruitful Cash Account as set forth in the Fruitful Card Reward Program Terms & Conditions. A qualifying deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit which Fruitful deems to not be a qualifying direct deposit are not qualifying direct deposits.
3Cost of traditional advisory firms sourced from The Kitces Report, Volume 2, 2022, Figure 61. Distribution Of Typical Annual Retainer Fee.
This information is provided by Fruitful for educational and illustrative purposes only and is not considered an offer, solicitation of an offer, advice, or recommendation to buy, sell, or hold any security. All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Rebalancing cannot assure a profit or protect against loss in a declining market. Fruitful relies on information from various sources believed to be reliable, including information from its Members, Clients, and other third parties, but cannot guarantee the accuracy or completeness of that information.
ⓘThe people in these videos are real Fruitful Members who were paid in cash for their time and participation in this series. This compensation may create a conflict of interest. We are committed to transparency and disclose that, outside of this compensation-related conflict, no additional conflicts are known to apply to these testimonials. Each testimonial reflects the individual Member’s experience as an advisory client and is not intended to represent any other Member’s or Client’s experience. The testimonials are no guarantee of future performance or success. These Client testimonials represent the opinions of each Member, and may have been edited for brevity and clarity.